SBI Specialist Cadre Officers Recruitment 2025 – 996 Positions Open

Overview

State Bank of India (SBI), India’s largest bank, is hiring talented professionals for its Specialist Cadre Officers (SCO) program. This is an excellent opportunity to build a career with India’s premier banking institution. The bank is offering 996 positions across three different specialist roles: VP Wealth (Senior Relationship Manager), AVP Wealth (Relationship Manager), and Customer Relationship Executive. These are contract-based positions offering competitive salaries and the chance to work in banking’s most dynamic sectors. Apply now through the official SBI website and kickstart your banking career!

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🏛️ Organization Details

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💼 Job Summary

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📅 Important Dates

Important: Applications submitted after 23 December 2025 will not be accepted. Submit your application well before the deadline.

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📍 Vacancy Details

The 996 specialist positions are distributed across three different roles, each with distinct responsibilities and salary packages:

About Each Position:

VP Wealth (Senior Relationship Manager) – 506 Posts

• Senior management role in wealth management
• Handle high-net-worth clients and large portfolios
• Best for experienced banking professionals
• Highest salary package

AVP Wealth (Relationship Manager) – 206 Posts

• Mid-level position managing client relationships
• Handle medium to large client accounts
• Good opportunity for professionals with 3-5 years experience
• Mid-range salary package

Customer Relationship Executive – 284 Posts

• Entry-level position perfect for fresh graduates
• Build client relationships and manage customer interactions
• Good starting point for banking career
• Most positions available in this category

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🎓 Educational Qualifications Required

You must meet the following educational requirements:

Minimum Qualification: ✓ Graduation from any Government-recognized University or Institution
✓ Any stream (Science, Commerce, Arts) is acceptable
✓ Minimum 60% marks (or equivalent CGPA) preferred

Preferred Qualifications (Extra Benefits): ✓ MBA (Banking, Finance, or Marketing specialization)
✓ PGDM (Post Graduate Diploma in Management)
✓ NISM V-A Certification (Securities Markets)
✓ XXI-A Certification (Mutual Funds)
✓ CFP Certification (Certified Financial Planner)
✓ CFA Certification (Chartered Financial Analyst)

Important Notes:

• You must have valid educational certificates before applying
• No teaching or training experience will be counted for eligibility
• Indian citizens only are eligible
• Candidates with adverse character reports are ineligible

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💰 Salary & CTC Details

The salary varies by position level. Here’s the complete breakdown:

VP Wealth (Senior Relationship Manager) – ₹44.70 Lakhs per annum (CTC)

• Fixed Salary: ₹30 Lakhs
• Allowances: ₹1.16 Lakhs
• Performance Linked Pay (PLP): 45% of Fixed Salary
• Annual Increment: 0-25%
• This is the highest salary bracket

AVP Wealth (Relationship Manager) – ₹30.20 Lakhs per annum (CTC)

• Fixed Salary: ₹20 Lakhs
• Allowances: ₹1.16 Lakhs
• Performance Linked Pay (PLP): 45% of Fixed Salary
• Annual Increment: 0-25%
• Good salary for mid-level professionals

Customer Relationship Executive – ₹6.20 Lakhs per annum (CTC – Upper Range)

• Fixed Salary: ₹4 Lakhs
• Allowances: ₹0.77 Lakhs
• Performance Linked Pay (PLP): 35% of Fixed Salary
• Annual Increment: 0-25%
• Best entry point for fresh graduates

Additional Benefits (All Positions): ✓ Health Insurance ✓ Pension Benefits ✓ Government Holidays & Leaves ✓ Performance Bonus ✓ Professional Development Opportunities

Contract Terms:

• Initial Contract Period: 5 Years
• Renewable for another: 4 Years (Subject to performance)
• Total possible service: 9 years

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⏳ Age Limit (As on 01-05-2025)

Age limits are different for each position. Check which one applies to you:

Age Relaxation for Reserved Categories:

• SC/ST: 5 years relaxation
• OBC: 3 years relaxation
• PwD: 10 years relaxation
• Ex-Servicemen: As per government norms

Note: Age is calculated as on 01 May 2025. Candidates must meet the age requirement on this specific date.

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💳 Application Fee

Payment Method:

• Online payment only (Debit Card, Credit Card, Net Banking, UPI)
• No cash or offline payment accepted
• Fees are non-refundable

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🎯 Selection Process

Your selection will go through the following stages:

Stage 1: Application Shortlisting

• Your applications will be reviewed based on qualifications and experience
• Shortlisted candidates will be invited for the next stage
• Merit is based on profile match with position requirements

Stage 2: Personal/Telephonic/Video Interview

• Interview conducted by SBI’s selection panel
• Discussions on your experience, skills, and career goals
• Assessment of suitability for the role
• Duration: Usually 30-45 minutes
• Can be conducted in-person, over phone, or via video call

Stage 3: CTC Negotiation

• Salary package discussion based on your experience
• Opportunity to negotiate within the stated CTC range
• Final offer letter issued

Stage 4: Final Merit List

• Merit list prepared based on interview scores (100 marks)
• Candidates ranked in order of performance
• Selection follows government reservation rules

Stage 5: Background Verification & Document Verification

• Police verification
• Educational qualification verification
• Previous employment verification
• Character check

Stage 6: Medical Examination

• Final medical fitness test
• Must pass to confirm appointment

Total Selection Timeline: Approximately 2-3 months from application to final selection.

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📑 How to Apply Online

Follow these step-by-step instructions:

Step 1: Visit Official SBI Career Portal

• Go to: sbi.bank.in
• Look for “Careers” or “Current Openings” section
• Find “Specialist Cadre Officers 2025” notification

Step 2: Create Your Online Registration

• Click “Apply Now” or “New Registration”
• Register with your email ID and mobile number
• Create a strong password (combination of letters, numbers, special characters)
• Verify your email and mobile OTP (One Time Password)

Step 3: Fill the Application Form

• Login with your credentials
• Select the position you want to apply for:
  • VP Wealth (Senior Relationship Manager)
  • AVP Wealth (Relationship Manager)
  • Customer Relationship Executive
• Fill all personal details accurately:
  • Full Name
  • Date of Birth
  • Gender
  • Category (General/SC/ST/OBC/EWS/PwD)
  • Email Address
  • Mobile Number
  • Current Address
  • Permanent Address

Step 4: Fill Educational & Professional Details

• Enter your educational qualifications:
  • School/College Name
  • Degree
  • Year of Passing
  • Percentage/CGPA
• Enter work experience (if any):
  • Company Name
  • Position Held
  • Duration
  • Responsibilities
• Mention any certifications (NISM, CFP, CFA, etc.)

Step 5: Upload Documents

• Prepare these documents in advance:
  • Photograph: JPG/PNG, passport-size, 50KB-200KB
  • Signature: JPG/PNG, 50KB-100KB
  • Resume/CV: PDF format, max 5 MB
  • ID Proof: Aadhar/PAN/Voter ID (JPG/PDF)
  • Age Proof: Birth Certificate/10th Mark Sheet (JPG/PDF)
  • Educational Certificates: Bachelor’s degree (JPG/PDF)
  • Caste Certificate: If applicable (JPG/PDF)
  • PwD Certificate: If applicable (JPG/PDF)
• Upload all required documents in the specified format

Step 6: Review Application

• Check all entered information for accuracy
• Verify all documents are uploaded correctly
• Make sure all details match your certificates
• Note: No corrections allowed after final submission

Step 7: Pay Application Fee

• Proceed to payment gateway
• Select your category and confirm fee amount
• Pay online through:
  • Debit Card (Visa/Mastercard)
  • Credit Card (Visa/Mastercard)
  • Net Banking (Any bank)
  • UPI (PhonePe, Google Pay, etc.)
• Save the transaction receipt and receipt number

Step 8: Final Submission & Confirmation

• Submit your complete application
• Download the confirmation page
• Print and save for future reference
• Save your Application ID for tracking

Step 9: Track Your Application

• Use your Application ID and Password to check status
• Monitor official website for interview schedule
• Check email and SMS for important notifications

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⚙️ Key Documents Required

Prepare all these documents before applying:

Educational Documents (Original + Photocopy): ✓ Bachelor’s Degree Certificate ✓ Mark sheets of all academic years ✓ School leaving certificate (if available) ✓ Transcripts/Grade card

Identity & Age Proof: ✓ Aadhar Card ✓ PAN Card ✓ Voter ID ✓ Passport ✓ Birth Certificate ✓ 10th or 12th Mark Sheet

Work Experience Documents (If Applicable): ✓ Previous employment certificates ✓ Service letters from employers ✓ Latest salary slip/Form 16 ✓ Offer letters from previous companies ✓ Experience certificates with details

Category-Specific Documents: ✓ SC/ST/OBC: Community/Caste Certificate (Issued by Taluk Office) ✓ PwD: Disability Certificate (Issued by Medical Authority) ✓ EWS: Income Certificate (If applicable)

Professional Certifications (If Available): ✓ NISM V-A Certificate ✓ XXI-A Certification ✓ CFP/CFA Certificate ✓ MBA/PGDM Degree ✓ Any other relevant professional qualification

Photo & Signature: ✓ Colored passport-size photograph (4×6 cm) ✓ Digital signature scan ✓ Both in JPG/PNG format, clear and recent

Other Documents: ✓ NOC (No Objection Certificate) from current employer (if employed) ✓ Character certificate from school/previous employer ✓ Medical fitness certificate (if required at verification stage) ✓ Any awards/recognitions certificates

Important Notes:

• All documents should be clear and readable
• Keep both original and photocopy ready
• Originals required during verification
• False documents will lead to disqualification
• Self-attested photocopies acceptable during application

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📘 Important Links & Resources

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ℹ️ Important Information & Guidelines

Read carefully before applying:

🔔 Online Application Only: This is a 100% online recruitment. No offline or postal applications will be accepted. You must apply through the official SBI website only.

🔔 One Registration Per Position: You can apply for only one position at a time. However, you can apply for multiple positions by completing separate applications if you meet the criteria for each.

🔔 No Correction After Submission: Once you submit your application, no modifications or corrections are allowed. Review carefully before final submission.

🔔 Document Accuracy: Ensure all uploaded documents are clear, legible, and in the specified format. Low-quality or wrong format documents may lead to rejection.

🔔 Only Indian Citizens: This recruitment is open to Indian nationals only. Non-Indian citizens are not eligible.

🔔 No Adverse Reports: Candidates with any adverse character reports, criminal records, or moral turpitude cannot apply and will be disqualified if discovered later.

🔔 False Information: Providing false information or suppressing facts will lead to immediate disqualification and may invite legal action.

🔔 Contract-Based Position: This is a contract-based job for 5 years. It’s not a permanent position, though it can be renewed for another 4 years based on performance.

🔔 All-India Posting: Selected candidates can be posted to any SBI branch or office across India as per operational requirements.

🔔 Competition is High: With 996 vacancies and lakhs of applications expected, competition will be intense. Prepare well and present your best profile.

🔔 Reservation Policy: The recruitment will follow government’s reservation policy for SC, ST, OBC, EWS, and PwD categories.

🔔 Merit-Based Selection: Final selection will be based purely on merit calculated from interview scores (100 marks).

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❓ Frequently Asked Questions (FAQs)

Q1: When can I apply for this recruitment? A: Applications are open from 02 December 2025 to 23 December 2025. Apply before the deadline as no late applications will be accepted.

Q2: How many positions are available? A: There are 996 total positions: VP Wealth (506), AVP Wealth (206), and Customer Relationship Executive (284).

Q3: What is the minimum qualification? A: You must have a graduation degree from a government-recognized university. Any stream is acceptable.

Q4: What is the age limit? A: Age limits vary: VP Wealth (26-42 years), AVP Wealth (23-35 years), Customer Relationship Executive (20-35 years) as on 01-05-2025. Relaxation available for reserved categories.

Q5: What is the salary? A: VP Wealth: ₹44.70 Lakhs, AVP Wealth: ₹30.20 Lakhs, Customer Relationship Executive: ₹6.20 Lakhs (CTC).

Q6: What is the application fee? A: ₹750 for General/OBC/EWS. FREE for SC/ST/PwD candidates.

Q7: Is there a written exam? A: No written exam. Selection is based on personal/telephonic/video interview and CTC negotiation. Final selection based on merit (interview scores).

Q8: Can I apply for multiple positions? A: Yes, if you meet the criteria for each position, but you need to submit separate applications for each.

Q9: Is this a permanent position? A: No, it’s a contract-based position for 5 years, renewable for another 4 years based on performance.

Q10: What will be the interview pattern? A: Interview will assess your experience, skills, suitability for the role, and banking knowledge. Duration: 30-45 minutes. Format: Personal/Phone/Video (as decided by SBI).

Q11: When will the interviews be held? A: Interview dates will be announced later on the official website. Check regularly for updates.

Q12: Can I apply if I’m currently employed? A: Yes, but you need to submit a No Objection Certificate (NOC) from your current employer during verification stage.

Q13: Do I need to appear for medical examination? A: Yes, selected candidates will undergo medical fitness test before final confirmation.

Q14: What is the contract renewal process? A: After 5 years, renewal depends on your performance appraisal and SBI’s requirement. Not all candidates may be renewed.

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✅ Pre-Application Checklist

Before you start applying, ensure you have:

✅ Valid email ID and active mobile number ✅ Scanned photograph (JPG/PNG, 50KB-200KB) ✅ Scanned signature (JPG/PNG, 50KB-100KB) ✅ Scanned copy of Bachelor’s degree certificate ✅ Scanned mark sheets of all academic years ✅ Scanned ID proof (Aadhar/PAN/Voter ID) ✅ Scanned age proof (Birth certificate/10th mark sheet) ✅ Caste certificate (if applicable, for SC/ST/OBC) ✅ PwD certificate (if applicable) ✅ Experience certificates (if employed) ✅ Resume/CV ready ✅ Application fee ready (if applicable) ✅ Reliable internet connection ✅ At least 1 hour for application filling

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🎯 Quick Summary

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🚀 Final Tips for Success

✨ Apply Early: Don’t wait until the last day. Apply at least 3-4 days before the deadline to avoid technical issues.

✨ Accurate Information: Fill all details accurately and ensure they match your certificates exactly.

✨ Quality Documents: Upload clear, legible scans of all documents in the correct format (JPG/PNG/PDF).

✨ Impressive Resume: Create a well-formatted resume highlighting your banking skills, client handling experience, and relevant certifications.

✨ Interview Preparation: Research SBI, prepare for questions about wealth management, client relationships, and banking products. Practice common interview questions.

✨ Professional Approach: During interview, maintain professional demeanor, clear communication, and enthusiasm for the banking sector.

✨ Document Verification Ready: Keep all original documents organized for the verification stage. Be prepared to produce them on demand.

✨ Regular Updates: After application, regularly check your email and SMS for interview notifications and important updates.

✨ Stay Positive: Banking interviews often focus on problem-solving and customer-centricity. Showcase these skills confidently.

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Apply Now and Build Your Career with India’s Largest Bank! 💼

This is an exceptional opportunity to join State Bank of India’s prestigious Wealth Management Division. With competitive salaries, career growth, and prestigious banking experience, this recruitment offers excellent prospects for your banking career. Apply today through the official portal and take the first step towards a successful future with SBI!

Official Website: sbi.bank.in
Apply Here: recruitment.sbi.bank.in

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Last Updated: December 16, 2025
Source: State Bank of India Official Website