Overview
State Bank of India (SBI) is recruiting retired banking professionals to work as Financial Literacy Counsellors and FLC Directors. This is a unique opportunity for retired bank officers and staff who have valuable experience in banking and want to stay active post-retirement. If you’re a retired SBI or other bank employee aged 60-63, this is your chance to earn additional income while serving the community through financial literacy programs!
🏢 Organization Details
| Field | Information |
|---|---|
| Organization | State Bank of India (SBI) |
| Recruitment Type | FLC (Financial Literacy Centre) Staff |
| Official Website | sbi.co.in |
| Advertisement No. | CRPD/RS/2025-26/23 |
📊 Total Vacancies
257 Positions distributed as follows:
- FLC Counsellors: 246 Posts
- FLC Directors: 11 Posts
💼 Post Type
FLC Counsellor & FLC Director – Financial Literacy support roles
🔄 Job Type
Contract Basis – Temporary engagement (not permanent)
📲 Application Mode
Online Only – All applications must be submitted through SBI’s official recruitment portal
📅 Important Dates
| Event | Date |
|---|---|
| Online Application Start | 05 February 2026 |
| Last Date to Apply Online | 26 February 2026 |
| Interview Schedule | To be announced |
| Result/Selection List | To be announced |
⏰ Important: You have 21 days to apply online. The application closes on 26 February 2026. Apply early to avoid last-minute issues.
📍 Vacancy Details
| Position | Number of Posts | Details |
|---|---|---|
| FLC Counsellor | 246 | Retired banking officers/staff from SBI, other PSBs, or RRBs |
| FLC Director | 11 | Retired officers who retired in Scale III or IV |
| Total | 257 | Positions distributed across SBI circles/regions |
About FLC Counsellor Role: FLC Counsellors conduct financial literacy programs, create awareness about banking services, and help people understand financial concepts. They work to build financial awareness among common people.
About FLC Director Role: FLC Directors oversee the functioning of Financial Literacy Centres, manage counsellors, ensure quality of programs, and report to SBI management.
🎓 Educational Qualifications
Minimum Educational Requirements:
For FLC Counsellor:
- Must be a retired officer from SBI/other PSBs/RRBs who retired in Scale I to IV
- OR if officers aren’t available, retired clerical staff of SBI can be considered
- Any graduate degree is preferred
For FLC Director:
- Must be a retired officer from SBI/other PSBs/RRBs who retired in Scale III or IV
- Banking experience is essential
Mandatory Requirements (for both positions):
- Proficiency in local language of the region where you’ll work
- Working knowledge of computers – You should be able to use basic computer programs
- Must possess a smart mobile phone for official communication
What This Means: This is specifically for retired bank employees. You need to have worked in a bank before retirement. Experience in financial work and understanding of banking systems is essential.
💰 Salary & Remuneration Details (Per Month)
The monthly remuneration depends on your grade at the time of retirement:
| Grade at Retirement | Monthly Pay |
|---|---|
| Clerical Staff (SBI) | ₹30,000 |
| JMGS-I (Junior Management Grade Scale) | ₹40,000 |
| MMGS-II/III (Middle Management Grade Scale) | ₹45,000 |
| SMGS-IV (Senior Management Grade Scale) | ₹50,000 |
Important Notes:
- Salary is consolidated (fixed amount without additional allowances)
- Payment is made without affecting your existing pension – You’ll continue getting your pension
- Salary structure is fixed and non-negotiable
- This is for contract period (not permanent)
- No government benefits like PF/ESI are applicable
Example: If you retired as MMGS-II, you’ll earn Rs. 45,000/month during the contract period.
🎯 Selection Process
The selection is simple and straightforward:
Step 1: Shortlisting
- SBI will shortlist eligible applications
- Only candidates matching all requirements will be selected for interview
Step 2: Interview
- Called for a personal interview
- Interview carries 100 marks total
- Questions focus on your banking background, communication skills, and suitability for the role
Step 3: Final Merit List
- Final selection based on interview marks only
- Merit list prepared circle-wise (by region)
- Candidates ranked from highest to lowest interview score
Step 4: Appointment
- Selected candidates receive appointment letters
- Contract terms and conditions explained
- Joining date communicated
Timeline: Typically, interviews happen 2-4 weeks after application closing. Full process takes 2-3 months.
⏳ Age Limit
| Age Criterion | Details |
|---|---|
| Minimum Age | 60 years |
| Maximum Age | 63 years |
| Age Calculation Date | 31 January 2026 |
| Age Relaxation | Not applicable – no relaxation for any category |
What This Means: You must be between 60-63 years old as on 31 January 2026. If you’re 64 or older, you cannot apply. If you’re younger than 60, you’re also not eligible. There’s no flexibility or relaxation in this age limit.
📑 How to Apply – Step-by-Step Guide
Follow these simple steps to apply online:
Step 1: Access the Application Portal
- Visit SBI Careers website: https://recruitment.sbi.bank.in/
- Look for “FLC Counsellor and Director” notification
- Or search for Advertisement No. CRPD/RS/2025-26/23
Step 2: Register Your Account
- Click “New Registration” if you’re applying for the first time
- Enter your email ID and create a password
- Verify your email and mobile number
- Save your login credentials
Step 3: Fill the Application Form
- Login with your username and password
- Fill all required fields carefully:
- Personal information (Full name, DOB, address)
- Retirement details (Previous bank name, grade, date of retirement)
- Job preference (FLC Counsellor or FLC Director)
- Preferred circle/region for posting
- Contact number and email
- Language proficiency details
Step 4: Upload Documents
- Scan the following documents as PDF/JPG:
- Retirement certificate from your previous bank
- Proof of banking experience
- Educational qualification certificates
- Valid ID proof (Aadhar/PAN/Passport)
- Recent passport-size photograph
- Upload all documents in the specified format
Step 5: Review Application
- Carefully review all entered information
- Check for any spelling mistakes or errors
- Verify that all documents are uploaded clearly
- Ensure your contact details are correct
Step 6: Submit Application
- Click “Submit” button
- System will show confirmation message
- Note down your application registration number
- Do NOT leave this page immediately – Take a screenshot of confirmation
Step 7: Keep Your References
- Save your application confirmation number
- Print or take screenshot of submitted application
- Keep this for future correspondence
- Email confirmation will be sent to your registered email ID
Important Tips:
- Apply between 05 Feb 2026 and 26 Feb 2026
- Apply during working hours (8 AM – 5 PM) for better connectivity
- Use a stable internet connection
- Use Google Chrome or Firefox browser
- Have all documents ready before starting application
- One registration per person only – Don’t apply multiple times
⚙️ Key Documents Required
Prepare and have ready these documents before starting your application:
Banking & Retirement Documents:
- Retirement Certificate – From your previous bank showing:
- Your name and employee ID
- Grade at retirement
- Date of retirement
- Any other relevant details
- Service Record – Proof of total banking service
- Experience Certificate – From your previous employer
Educational Certificates:
- Bachelor’s degree certificate or mark sheet (if you have graduate degree)
- Any specialized banking/finance certificates (if applicable)
- Professional qualifications (like JAIIB, if you completed it)
Identity & Address Proof:
- Aadhar Card – Clear photocopy (both sides)
- PAN Card – Clear photocopy
- Passport – Clear photocopy (if available)
- Voter ID – Clear photocopy (optional but helpful)
Personal Documents:
- Recent Passport-size Photograph (4cm × 6cm):
- Color photo
- White background
- Taken within last 3 months
- Clear face visibility
- Signature on white paper (for verification)
Medical Fitness (Optional but Recommended):
- Doctor’s certificate confirming physical and mental fitness
- This helps during interview
Additional Documents (If Applicable):
- Bank transfer/pension slip showing your retirement pension
- Any commendation or performance certificates from your banking career
- Computer literacy certificate (if you have completed any IT course)
Document Submission Notes: ✓ All documents must be clear and readable when scanned ✓ Size should not exceed file upload limit ✓ File format: PDF or JPG only ✓ Blurred or illegible documents will be rejected ✓ Keep original documents safe – originals not needed for online submission ✓ Originals will be required during verification if selected
📘 Important Links
| Resource | Link |
|---|---|
| Apply Online | https://recruitment.sbi.bank.in/crpd-rs-2025-26-23/apply |
| Official Notification PDF | Download Notification |
| SBI Main Website | https://sbi.co.in/ |
| SBI Careers Portal | https://recruitment.sbi.bank.in/ |
❓ Frequently Asked Questions
Q1: Can I apply if I’m retired from a bank other than SBI? A: Yes! You can apply if you’re retired from any Public Sector Bank (PSB) or Regional Rural Bank (RRB). You don’t need to be from SBI specifically.
Q2: What if I retired from SBI but as clerical staff, not an officer? A: You can apply for FLC Counsellor position IF officers aren’t available. Your application will be considered along with officer candidates.
Q3: I’m 64 years old. Can I apply? A: No, the maximum age limit is 63 years as on 31 January 2026. You don’t qualify if you’re 64 or older.
Q4: Is there any application fee? A: No application fee is charged. The application is completely free.
Q5: What’s the contract period? Is it permanent? A: No, it’s NOT permanent. The contract is initially up to 2 years, extendable by 1 more year, or until you turn 65, whichever comes first. Total maximum is 3 years.
Q6: Will I lose my pension if I take this job? A: No! You’ll continue receiving your full pension. The salary for this job is paid separately and doesn’t affect your pension.
Q7: Do I get government benefits like PF? A: No, this is a contract position. You only get the monthly remuneration mentioned. No PF, ESI, or other benefits are provided.
Q8: What if I don’t know how to use a computer? A: Computer knowledge is mandatory. You should be able to use basic computer programs. If you don’t have this skill, consider taking a short computer course before applying.
Q9: Is interview experience required to be selected? A: No experience is specifically required. Your banking background and interview performance matter. The interview is based on your suitability and communication skills.
Q10: When will the results be announced? A: Results will be announced after the interview process is complete. Typically 2-3 months after application closing.
Q11: Can retired government employees (non-banking) apply? A: No, this position is specifically for retired banking professionals only. Government employees from other sectors are not eligible.
Q12: What if I don’t get selected? A: You can apply again in future recruitment drives if you still meet the age and eligibility criteria.
🚀 Pro Tips for Successful Application
✓ Check Eligibility First: Make sure you’re 60-63 years old and retired from a bank before applying.
✓ Apply Early: Don’t wait until the last date. Submit your application within the first week.
✓ Clear Documents: Scan all documents at high quality (at least 300 DPI) for clarity.
✓ Accurate Information: Enter correct banking details like your grade at retirement and bank name.
✓ Complete All Fields: Don’t leave any field blank. Fill every required field.
✓ Recent Photographs: Use a recent, clear photograph. Blurry photos may cause rejection.
✓ Correct Contact Details: Double-check your email and phone number. You’ll receive all updates through these.
✓ Keep Confirmation: Save your application reference number and confirmation screenshot for records.
✓ Interview Preparation: Once shortlisted, prepare for interview focusing on:
- Your banking experience
- Financial literacy concepts
- How you can help common people with finance
- Communication skills
✓ Honesty Matters: Provide truthful information. Fake documents will lead to rejection.
📞 Contact & Support
For Application Issues:
- SBI Careers Portal: https://recruitment.sbi.bank.in/
- Official Website: https://sbi.co.in/
- Check FAQ section on portal for technical issues
Note: Always use official channels for information. Don’t trust messages from unknown sources claiming to represent SBI.
🎯 Quick Summary
| Key Information | Details |
|---|---|
| Total Posts | 257 (246 Counsellors + 11 Directors) |
| Organization | State Bank of India (SBI) |
| Job Type | Contract (up to 3 years) |
| Eligibility | Retired bank officers/staff, Age 60-63 |
| Salary | ₹30,000 – ₹50,000/month |
| Application Mode | Online only |
| Start Date | 05 February 2026 |
| Deadline | 26 February 2026 |
| Pension Impact | No – Continue receiving your pension |
| Interview | Yes – 100 marks |
Last Updated: 05 February 2026
This is an excellent opportunity for retired bank professionals to stay active and earn additional income post-retirement. The salary structure is attractive, your pension continues, and you’ll be contributing to financial literacy in India. Apply now before 26 February 2026!
Share this opportunity with retired colleagues and friends who might be interested! 🏦💼



